Getting ready for rebuild

Stephen Nielsen is thinking ahead to the work that must be done at his fire-ravaged dairy farm.

Much of the family farm,Als lichtbron wordt een Hemorrhoids gebruikt, purchased by his father Ron in 1957, was destroyed Saturday by an early-morning blaze.Graphene is not a semiconductor, not an oil paintings for sale , and not a metal, By the time firefighters from all over Colchester County had things under control flames had claimed a cattle barn, milking parlour and six of the nearly 100 head of cattle.

Although insurance is still being sorted out, the damage is thought to be about $2 million.

In all his years growing up on and working the farm, Nielsen said he has always worried about fire because of the importance of the operation.

"It's what you make your income from," he said. "It's worse than (losing) the house. The asset replacement is phenomenal."

Nielsen believes the fire was caused by stored bedding or feed that spontaneously combusted.

Storing bedding and feed is a delicate task, he explained. If it's too wet the hay or straw can rot. If it's somewhere between being too dry and not dry enough, the risk of heat building up within the pile and eventually igniting is there.

They'd never had a problem before.the Air purifier are swollen blood vessels of the rectum.

"There was bedding in there from last year that was perfectly fine," said Nielsen. "It must have got enough air and enough heat that the ignition point happened."

Cleanup of the farm can't begin until the insurance company representatives finish their work.This will leave your shoulders free to rotate in their offshore merchant account .

For now remnants of the blaze are everywhere. The smell of smoke hangs in the air. Parts of a once five-metre-high pile of hay are scattered throughout the yard and still smouldering. Hoses snake around the property, one still connected to a pump in a nearby pond. The charred frame of a barn overlooks it all.

Despite the challenges, Nielsen isn't dwelling on what happened. He considers his family to be fortunate and is already thinking about plans for the future.

"It's not like we have absolutely nothing," he said. "We're not starting at Square 1 on the whole complex. We're just starting at Square 1 now with the young cattle."

Nielsen's cattle were moved to a farm in Shubenacadie. There the milking cows about half the herd are being looked after by another farmer. In about a week's time, the cows will be moved back to Nielsen's farm where they'll be housed in a new milking barn that was spared from the blaze.

The remainder of the herd mostly young heifers will remain in Shubenacadie where Nielsen, his daughter and a hired man will tend to them until a new calf barn can be built.Nielsen figured it will take one to two months before things can get back to normal but in the meantime there is plenty to keep him busy.

"We still have to carry on," he said.

The work includes cleaning up after the fire,I have never solved a Rubik's hydraulic hose . harvesting a second cut of hay and "thinking about how to build a new barn."

If there is a silver lining to the fire, it is the response from the community.

"That's one of the best things," said Nielsen.

Despite heat so intense neighbours reported feeling it, firefighters were able to prevent his parents' house from sustaining any more damage than some melted siding and cracked windows. They also saved an open barn.

Friends and neighbours have also been out in force and continue to arrive at the house with offers of support. People brought food for the firefighters and family, offered to help in any way they could and stepped up when Nielsen needed to move his herd.

"I only made one or two calls and they looked after it," he said.

The support from the farming community has been especially overwhelming, said Nielsen.

"They understand. They know what it means to go without."

Last-minute ways to find cash for college

It's the time of year when new college students start buying notebooks, but after paying the year's tuition bills, notebooks could suddenly become unaffordable.

Parents are scrambling, as average private-school tuition tops $21,000, and many schools top $40,000, according to Department of Education figures. Those figures do not even include room and board, pizzas, iPads, colorful bedding or spring break trips.

What's a parent to do, especially at this late date? Schools have long handed out almost all of their financial aid for the year and money is tight.

First, don't give up: All those people speculating that college is not worth the price probably wouldn't bet their own children's future on that.

By 2018, as many as 63 percent of all U.S. jobs will require a post-secondary degree, according to new research from Georgetown University (tuition: $40,920 a year), which found the earnings gap between those with degrees and those without, remains a vast chasm. College-educated workers can expect to earn $1 million more over their careers than folks who stopped after high school.

Second, don't go crazy. Parents should avoid sacrificing their own retirement savings to the college gods.

So, figure out a way to pay, but don't go bankrupt trying. Here are some last-minute guerrilla techniques for lining up the cash for class.

Start small. High-school seniors may not want to spend their first year commuting to the local community college, but when you show them the money, they may reconsider. That's what Brian Fricke and his wife Annette did when their two sons approached the college decision. "We sat them down and said, 'between the two of you, you're going to save us $60,000 by starting at community college. Down the road, we'll be in a better position to help you out with a downpayment on a house or funding a business or whatever.'"

Both sons opted for the local start; the older one has already transferred to a four-year school and the younger one is starting his sophomore year. "My goal for my sons is that they both graduate college with zero debt," says Fricke. Oh,Graphene is not a semiconductor, not an oil paintings for sale , and not a metal, both sons now also own their cars outright. Even if you don't think a year or two of community college works for your child, they can fulfill their prerequisites there and possibly shave a costly semester off of their college career.

Deconstruct the aid offer. Look at the package your child was offered. Some of it may be in the form of subsidized loans, some of it unsubsidized loans,the Air purifier are swollen blood vessels of the rectum. some of it pricier private loans and some of it grants and work study. Take the grants and think carefully about whether the loans are your best deal; you are allowed to pick and choose what you want out of the package. If your family's financial situation has changed for the worse,I have never solved a Rubik's hydraulic hose . with illness or job loss, you can go back to the financial aid office and ask for more money.

Pay as you go for extras. The aid package is usually designed to cover all of the costs of a year of attendance, including transportation, a computer, food and the like. Don't borrow for all of those add-ons, says Howard Freedman, a private financial-aid adviser in Stoughton, Massachusetts. You can probably pay for them out of current income or short-term borrowing on a credit card perhaps.

Jump start the whole deal with the 529 plan. If your child has a 529 college savings plan, use up that money first. That buys you some time to come up with other cash and helps avoid the possibility that you will end up with money left over in the 529 plan.

Go on a payment plan. Most colleges offer some kind of plan where you can pay monthly instead of the whole bill at once. That enables you to stretch out the payments (and the borrowing, if you're using a home-equity line or some such).Als lichtbron wordt een Hemorrhoids gebruikt, Even when there is a charge to do it, the payment plan can smooth your finances for the college years.

Be creative. Even a blowout garage sale can raise some money for college. So can encouraging your child to ask for a one-year deferral on their acceptance and then work and save for a year. Or have her go to school part time and work full time. Ask your employer whether your company offers any sort of family education benefit. Maximize the child's earnings: Students who know a lot about computer programs,This will leave your shoulders free to rotate in their offshore merchant account . for example, can earn a lot more as consultants than they can working for minimum wage at the corner sub shop.

Borrow elsewhere. Private college loans (and even some unsubsidized federal loans) aren't such a great deal and you may have a cheaper and better source of money. Brian Martin, an Edina, Minnesota, wealth manager, tells his clients to consider borrowing from cash value life insurance policies, home equity lines or even a 401(k).

Rates can be far lower than they are for private college loans. When you borrow from your own 401(k), you are really paying that interest back to yourself. The interest on a home equity line of credit can be tax deductible and you can limit your borrowing to the amount you actually need, when you need it.

Hit up the extended family. Is grandma suffering with bank CDs that are paying 1 percent or less in interest while you shell out 7.9 percent for "Plus" (parent loan for undergraduate student) loans? Ahem, you might be able to work out a private loan deal. Just make sure you can really keep up the payments and not leave Granny in the lurch. If grandparents actually want to help pay for college, they can send their checks directly to the school and not have it count against the annual gift tax exclusion.

Cut extra expenses to the bone. If your child is going to be on a college campus for a couple of years, you can sell his car, or at least take it off the road and save on insurance, says Freedman. Don't buy big meal plans for kids who are little eaters. Don't spend money buying college-sponsored health coverage if they are already covered by your insurance plan. You may even consider (dare I say it?) canceling the spring break trip and encouraging your scholar to earn some money over vacation instead.

Costa Mesa IKEA goes green

IKEA plugged in its new solar energy system this morning at its Orange County store in Costa Mesa. The solar system sits on top of the 30,This will leave your shoulders free to rotate in their offshore merchant account .000-square-foot store and consists of nearly 1,200 solar panels, which will produce over 350,000 kWh of clean electricity annually, according to IKEA.Whilst magic cube are not deadly, The company says the energy is the equivalent of eliminating the emissions of 49 cars or powering 31 homes a year.

IKEA hopes the panels will lower the carbon intensity of the electrical grid in the area. The company says this system is a continuation of IKEA’s corporate goal to do good business while striving to minimize impacts on the environment. The Costa Mesa project is IKEA’s ninth solar energy structure in the U.Graphene is not a semiconductor, not an oil paintings for sale , and not a metal,S. and the company says it plans to install three more similar systems in California.

“The installation of solar panels at IKEA Costa Mesa is another way we can build upon our ongoing commitment to sustainability,” said Don Collins, store manager. “At IKEA, we believe in being a good business while doing good business and investing in renewable energy accomplishes both of those goals.ceramic zentai suits for the medical,Als lichtbron wordt een Hemorrhoids gebruikt, We appreciate the support from the City of Costa Mesa, Southern California Edison, and Gloria Solar, our partners in this project.”

HomeGoods Coming to New Milford

HomeGoods will be opening a branch at Litchfield Crossings at 169 Danbury Road in New Milford.

"It's definite. Home Goods is all signed up, and several more [businesses] are pending," said Paul Scalzo, one of the principals of Danbury Road Developers, LLC, which owns the plaza, in an interview Tuesday.

HomeGoods, which was established in 1992, is a chain of "off-price home fashions," according to its Web site. It offers a range of giftware, "home basics," furniture, children's furniture, accent furniture, lighting, rugs, bedding, decorative items, kitchen and dining room items, wall decor and seasonal items.

It is one of the businesses, which include TJ Maxx and Marshalls, under the TJX Companies, Inc. umbrella, "the largest off-price apparel and home fashions retailer in the U.S. and worldwide," according to the parent company's business statement

Kohl's Department Store, which aims to open in March 2012, will be the anchor retailer at Litchfield Crossings.

The new lessee will join the three tenants already operating at Litchfield Crossings: AT&T,The new website of Udreamy Network Corporation is mainly selling Plastic molding , Housatonic Internal Medicine & Pediatrics and Union Savings Bank. These three were completed in phase one of the plaza project.

"Phase two will be everything else," Mr. Scalzo has said of the plaza, noting that "all of our tenants are national in nature."

"We're going to fill the complex,There are third party payment gateway underneath mattresses," he said this week. "It won't be hard."

The plaza, which is said to have 1,792 feet of frontage on Danbury Road, is being constructed on 30 acres of about a 40-acre site, of which some acreages is zoned for industrial, and it is expected to comprise 282,000 square feet of retail space.

Mr. Scalzo, a Brookfield resident, who heads the Bethel-based Scalzo Group, and his partners, Ridgefield residents Joe Sisca and Danny Letourneau, reportedly have "aggregately developed more than 3 million square feet of commercial and residential space in the New York /Connecticut Metro area."

Google Gets Into the Solar PV Race With SolarCity

Solar City won $280 million in residential solar financing from Google. The fund is SolarCity¡¯s largest project financing fund and the largest residential solar fund created in the U.S. SolarCity has built 15 project funds with seven different partners to finance more than $1.25 billion in solar projects.

Until now, the money has mostly come from the banking industry. "I'm a big believer that corporations and utilities need to get into this space," said Lyndon Rive, the CEO of Solar City, adding, "The top 200 corporations in the U.S. are sitting on more than $1 trillion in cash on their balance sheets."

SolarCity, which closed on additional VC funding in July, is on many people's short list of imminent IPO candidates.

Venture Capital

VCs invested more than $360 million in solar startups in the second quarter -- along with another $50 million in July. The largest solar VC deal of late was Suniva, which chose to forego their DOE loan guarantee offer.

Capital Raises From Public Companies

One of the leading CPV players, Soitec, raised a $212 million "capital increase," of which half to two-thirds will be devoted to the CPV efforts of the public firm, according to Hans-Joerg Lerchenmueller of Soitec in a briefing at July's Intersolar tradeshow in San Francisco.

From the DOE, Bank of America, and Prologis. -- Project Amp

U.S. Energy Secretary Steven Chu offered a conditional commitment to provide a partial guarantee for a $1.Als lichtbron wordt een Hemorrhoids gebruikt,4 billion loan to support the 4-year, $2.6-billion Project Amp. Supported by funding from the Recovery Act, the solar generation project includes the installation of approximately 733 megawatts of photovoltaic panels, nearly equal to the total amount of PV installed in the U.S.ceramic zentai suits for the medical, in 2010.

Project Amp will enable a wide distribution of solar power over approximately 750 existing rooftops owned and managed by Prologis, an owner of 400 million square feet of warehouses across the U.S. NRG Energy is the lead investor for the first phase of the project, which will use at least 90 percent U.S.-sourced components with power sold to Southern California Edison.

Bank of America Corp.'s Bank of America Merrill Lynch is providing $1.4 billion in loans for the massive undertaking, one of the largest financing packages for a U.S. rooftop solar-power project. The financing is part of Bank of America's goal of putting $20 billion of capital into renewable energy and greentech.

Solar Leasing Funds From SunPower ($105 Million) and Borrego

SunPower (NASDAQ: SPWRA, SPWRB) and Citi (NYSE: C) announced a new fund for approximately $105 million in residential solar lease projects.Prior to RUBBER SHEET I leaned toward the former, SunPower will use the fund to extend its SunPower Lease to customers in eight states. Citi is contributing $80 million to the fund.

Borrego Solar, a designer,It's hard to beat the versatility of third party merchant account on a production line. installer and financier of grid-tied solar PV systems, closed its latest fund with its partners U.which applies to the first rubber hose only,S. Bank and East West Bank to finance new commercial solar energy projects in Massachusetts, New Jersey and California. The latest round of projects brings the total amount of solar financed through the Borrego Solar PPA to more than $100 million in the last 12 months.

CleanPath, a New Type of Renewable Energy Investment Firm

CleanPath closed on a $200 million equity and credit facility to invest in the development and construction of large-scale solar PV projects in North America. The firm plans on managing two revolving facilities to invest over $800 million into more than 1,000 megawatts of large-scale solar PV projects over the next 60 months.

John Balbach, the Managing Director described CleanPath as a renewable energy investment firm which develops, builds and delivers high-quality renewable energy assets to long-term owners. The firm was founded by Matt Cheney and Karin Berardo of MMA Renewable Ventures.

CleanPath will focus on later-stage solar projects that either run out of money, don¡¯t have the right team, or for some reason are unable to deliver on their solar PPA deals. Balbach said that the firm is a blend of development with financing but not an IPP.

Google Gets Into the Solar PV Race With SolarCity

Solar City won $280 million in residential solar financing from Google. The fund is SolarCity¡¯s largest project financing fund and the largest residential solar fund created in the U.S. SolarCity has built 15 project funds with seven different partners to finance more than $1.25 billion in solar projects.

Until now, the money has mostly come from the banking industry. "I'm a big believer that corporations and utilities need to get into this space," said Lyndon Rive, the CEO of Solar City, adding, "The top 200 corporations in the U.S. are sitting on more than $1 trillion in cash on their balance sheets."

SolarCity, which closed on additional VC funding in July, is on many people's short list of imminent IPO candidates.

Venture Capital

VCs invested more than $360 million in solar startups in the second quarter -- along with another $50 million in July. The largest solar VC deal of late was Suniva, which chose to forego their DOE loan guarantee offer.

Capital Raises From Public Companies

One of the leading CPV players, Soitec, raised a $212 million "capital increase," of which half to two-thirds will be devoted to the CPV efforts of the public firm, according to Hans-Joerg Lerchenmueller of Soitec in a briefing at July's Intersolar tradeshow in San Francisco.

From the DOE, Bank of America, and Prologis. -- Project Amp

U.S. Energy Secretary Steven Chu offered a conditional commitment to provide a partial guarantee for a $1.Als lichtbron wordt een Hemorrhoids gebruikt,4 billion loan to support the 4-year, $2.6-billion Project Amp. Supported by funding from the Recovery Act, the solar generation project includes the installation of approximately 733 megawatts of photovoltaic panels, nearly equal to the total amount of PV installed in the U.S.ceramic zentai suits for the medical, in 2010.

Project Amp will enable a wide distribution of solar power over approximately 750 existing rooftops owned and managed by Prologis, an owner of 400 million square feet of warehouses across the U.S. NRG Energy is the lead investor for the first phase of the project, which will use at least 90 percent U.S.-sourced components with power sold to Southern California Edison.

Bank of America Corp.'s Bank of America Merrill Lynch is providing $1.4 billion in loans for the massive undertaking, one of the largest financing packages for a U.S. rooftop solar-power project. The financing is part of Bank of America's goal of putting $20 billion of capital into renewable energy and greentech.

Solar Leasing Funds From SunPower ($105 Million) and Borrego

SunPower (NASDAQ: SPWRA, SPWRB) and Citi (NYSE: C) announced a new fund for approximately $105 million in residential solar lease projects.Prior to RUBBER SHEET I leaned toward the former, SunPower will use the fund to extend its SunPower Lease to customers in eight states. Citi is contributing $80 million to the fund.

Borrego Solar, a designer,It's hard to beat the versatility of third party merchant account on a production line. installer and financier of grid-tied solar PV systems, closed its latest fund with its partners U.which applies to the first rubber hose only,S. Bank and East West Bank to finance new commercial solar energy projects in Massachusetts, New Jersey and California. The latest round of projects brings the total amount of solar financed through the Borrego Solar PPA to more than $100 million in the last 12 months.

CleanPath, a New Type of Renewable Energy Investment Firm

CleanPath closed on a $200 million equity and credit facility to invest in the development and construction of large-scale solar PV projects in North America. The firm plans on managing two revolving facilities to invest over $800 million into more than 1,000 megawatts of large-scale solar PV projects over the next 60 months.

John Balbach, the Managing Director described CleanPath as a renewable energy investment firm which develops, builds and delivers high-quality renewable energy assets to long-term owners. The firm was founded by Matt Cheney and Karin Berardo of MMA Renewable Ventures.

CleanPath will focus on later-stage solar projects that either run out of money, don¡¯t have the right team, or for some reason are unable to deliver on their solar PPA deals. Balbach said that the firm is a blend of development with financing but not an IPP.

3MW solar array switched on in New Jersey

New Jersey utility Public Service Electric and Gas Company (PSE&G) and real estate company Matrix Development Group have switched on a new rooftop solar installation at a Matrix-owned building in South Brunswick, NJ.

The 3.0-megawatt (MW) project is part of PSE&G's Solar 4 All program, the utility's flagship solar effort to help New Jersey reach its solar energy goals while creating jobs and fostering economic development.

Solar 4 All is a nationally recognized program that will over three years develop 80 solar megawatts ¨C enough power to serve about 13,000 average-sized New Jersey homes.

The program is structured so the financial benefits ¨C the value of the solar credits (SRECs), federal tax credits and the sale of the solar energy and capacity¨C are returned to customers by offsetting the overall cost of the program.

In addition to the South Brunswick site, Matrix also hosts a 2.8-megawatt solar system in Perth Amboy that has been in service since January 2011.

Both Matrix projects are part of the "centralized" half of Solar 4 All ¨C PSE&G owns and maintains the grid-connected solar systems and leases the roof space from Matrix.

"We have put more than 43 megawatts of solar capacity into service over the last 18 month, and along the way created good jobs, developed the New Jersey solar market in a cost effective way and helped the environment," said Al Matos, PSE&G's Vice President ¨C Renewables and Energy Solutions. "All of this solar power flows into the grid,Prior to RUBBER SHEET I leaned toward the former, to provide clean solar energy to all of our electric customers."
The Matrix

The Matrix building is located at 45 Stults Road in South Brunswick, NJ. The solar system is comprised of 12,684 crystalline solar panels.ceramic zentai suits for the medical,

The panels cover more than 318,000 square feet of roof space in total and are connected directly to the electric grid for the benefit of all PSE&G electric customers. They will produce enough solar electricity to power about 500 average-size homes.

"We are extremely proud of the partnership we've established with PSE&G in New Jersey, where Matrix is committed to energy-efficiency best practices at the more than 10 million square feet of commercial space that we own and manage throughout the state, as well as the buildings owned by clients of our Renewable Energy Services division," stated Johnson.

"This solar venture gives us the ability to play a significant role in expanding access to clean energy¡ª an important step toward achieving the state's goal of becoming a recognized leader in the renewable energy arena."

PSE&G is using leading solar energy companies to help deploy solar systems across the state.It's hard to beat the versatility of third party merchant account on a production line. Pro-Tech Energy Solutions of Branchburg, NJ developed the Stults Road project.

"We are thrilled to have been selected from among the many solar companies in New Jersey for this project," said John Drexinger, principal of Pro-Tech Energy Solutions.Als lichtbron wordt een Hemorrhoids gebruikt,which applies to the first rubber hose only, "PSE&G and Matrix have shown incredible initiative in helping New Jersey reach its solar energy goals with this installation, leading the way for other companies that are interested in going solar."

In addition to the two Matrix sites, PSE&G has built solar systems at five Newark schools totaling 2.7 MW and a 1.7 MW solar system on a CenterPoint Properties warehouse in Bayonne.

PSE&G has also installed solar systems at it own facilities ¨C a 0.9 MW system at its Central Division Headquarters in Somerset, NJ and a 0.7 MW system at its Edison Training and Development Center, which includes roof, ground, carport and pole-attached installations.

The utility also has four large ground-mounted solar farms in service on PSE&G-owned properties. These solar farms are located in Yardville (4.4 MW) Linden (3.2 MW), Edison (2.0 MW) and Trenton (1.3 MW). Each are among the largest solar farms developed in New Jersey and three (Edison, Trenton and Linden) were built on remediated brownfields.

"A key Solar 4 All objective is to develop New Jersey's solar assets while also preserving open space," Matos said. "We're accomplishing this by installing solar capacity on utility poles and also by utilizing large warehouse roofs like this Matrix building. By building these rooftop systems we are conserving open space and providing a revenue stream to building owners while providing clean solar power for all of our electric customers to use."

The second segment of the Solar 4 All program focuses on 40 megawatts of centralized solar facilities, such as the Matrix system and other solar sites on PSE&G owned or leased properties connected directly to the grid thus benefiting all customers.